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The Silk Road to the Central Banks

From the novel: The Survival Guide for The One Percent

Chapter One



You’ve likely never heard, “Follow the Coal”, or “Follow the Oil”, and certainly not, “Follow the Solar”. 

The single most important unit of energy is no longer natural resource based. 

People have come to think of energy as oil, or coal, or even a unit of electrical power. It’s not. It’s money. More importantly, it’s currency – the printed reflection of energy, and power. 

It is my intent to demonstrate to the reader how people came to know that there was no better business than that of the production, and distribution of currencies.

Please remember a few things from the outset:

After we went off the gold standard, currencies no longer were tied to anything tangible. The value of currencies became intrinsic only to the thoughts, and goals of a small set of people, who are, by any definition, the One Percent of the One Percent.

When currencies are not tied to something tangible, there are no factors limiting the supply of currencies. Poverty, or deteriorating infrastructures that fail, or fall down, and kill people are conditions artificially created, and maintained, by the individuals making the decisions to limit supply.

Also, please remember that prior to there being energy sources any more sophisticated than wood, there have been people attempting to identify a commodity involved in the majority of everyday transactions. Until about 1973, it was some form of natural resource based energies.

The only commodity that fills that criteria now is currency. Is there any business capable of being more influential, and profitable, than the business of currency production, and distribution?

Should there be a nineteen to twenty-one member unelected Board of Directors, possessing a dictatorial influence over every democracy on this planet?

Trading could, during the early days, involve sheep, goats, cattle, grains, and dried fruits. All, however, required a specialization in the production, or transport of those commodities.

If, however, you were a trader of goods over large distances, ideal products would have been light weight, and extremely valuable, such as spices, and silks. These products were of such substantial value that routes involved with their trades were named for them. Valuable trading was accomplished at points along these routes, but the most valuable commodities were sold at the ends of the what were known as the spice route, and the silk road.

The traders that traveled the entire length of the roads found difficulties with excepting commodities that were either weighty, or alive. They had neither the ability, nor inclination to tend to livestock, haul grains, or accept perishable commodities in exchange for the products they carried.

Traders traveling these roads also had to contend with thieves. It was far easier for raiding thieves to drive livestock away from their trader owners, or attack a slow moving caravan carrying grains. It would be easier to defend oneself from thieves, if the valuables they sought to defend could be kept in close proximity to well armed, and defensively capable men.

These troubles gave rise to the willingness of traders to accept valuable metals, and soon thereafter, valuable metals stamped into the form of coin in exchange for their goods. Stamped coins diminished speculation about what other commodities would be marketable, upon completion of the routes.

As soon as stamped coins became prevalent, we have the rise of the money changers. Money changers would, as all traders, or brokers do today, suggest that one form of coin had, for any number of reasons, including introducing deceitful rumor, changed in value. A trader arriving back home might present to a money changer the coin from one nation in hopes of exchanging it for a coin with greater acceptance locally. Money changers would attempt to exchange the foreign coins for a local variety at significant profit. They could then attempt to sell the foreign coins to traders about to begin their journey back to the cities of the foreign coin’s origin.

The currency traders (money changers) remained in business for several centuries. It took this quantity of time to establish something akin to a bank. They were, in that time frame, more accurately referred to as depositories, where a trader could obtain some form of coinage easily negotiable throughout the trade routes. The administrations of any participating depository anywhere within the trading routes, would have to agree to honor an established value of the coinage, without concern as to its origin.

Some of these new style depositories organized themselves with attention to the silk road, and spice route traders. Each depository would recognize the quantity of coinage deposited, by a trader, within any of the participating depositories. If the client required access to coinage, he could withdraw a percentage from one of the participating depositories at the opposite ends of the silk road.

At this stage of world trading, there were far fewer people, and countries were often less stable. Gold could function as a common commodity to insure the value of any coinage at either end of any trading route. Merchants reselling the merchandise obtained from the silk road, or spice route traders could also perceive an acceptable level of safety. If the coinage possessed a weight sufficient to cover the face value of the coinage, country of origin was not significant. For several centuries, there wasn’t a perception of the need for a single currency covering vast geographical regions.

Move ahead several centuries, increase the population, as well as the volume of trading, or commerce world wide. The use of gold coinage no longer made sense, and for many reasons. The weight would be for too high, and risk of death through robbery became unacceptable. Currencies had to change form, but must provide the same degree of negotiability.

The beginning of the end of a gold based coinage, was the introduction of a paper form of currency. In the early stages of paper currencies, there needed to be some sort of guarantee of its value, so the U.S., for example, printed that guarantee right on the face of the paper note. Here is such an example:


I copied that guarantee off the note, and placed an enlarged copy of it below it. The practice was known as Fungibility. Fungibility is the property of a good, or a commodity whose individual units are capable of mutual substitution. Fungibility was, in fact, one of the reasons for the end of the gold standard. It was also the beginning of an oil embargo, in 1973.

The dollar had been pegged to the price of gold, and the dollar was the principal currency for the purchase of oil, even from countries other than the U.S.. Part of the newly formed OPEC decided to, instead, peg the price of oil to a quantity of gold. Although rarely found in any written account, OPEC had, as a result of the end of the Bretton Woods accord, briefly demanded payment in gold bullion. This, of course, would cause the U.S., and most industrialized nations to reduce their stocks of gold to make payment. 

Since the dollar was pegged not only to the price of gold, the volume of dollars printed could be no greater than the quantity of gold possessed by the U.S. If any country was forced to pay for oil in gold bullion, there would have to be a reduction in the quantity of dollars allowed to exist. This situation would, quite naturally, be considered intolerable.

Ending the gold standard lead to anticipations that currency values might fluctuate unpredictably. The industrialized nations increased their reserves (by expanding their money supplies) in amounts far greater than before. The result was a depreciation of the dollar, and all other industrialized nations’ currencies. Even after OPEC had increased the cost of oil, the depreciated value of the dollar reduced OPEC nations buying power for all required goods. OPEC nations were left worse off, than if they had never attempted to use, what they referred to as , the “Oil Weapon”.

Please note how significant the coming change would be upon our society.

There have often been discussions of world changing inventions. Rated number one was the Gutenberg Printing Press. There were others such as the light bulb, and still others suggest the internet. If there has been any single practice that has, and will change the world, it is when the unit of energy changed from being natural resources based to standardized currencies based. 

Note that as a result of the oil embargo, currencies were, for the first time, no longer tied to any tangible commodity. There has never been just a radical departure from previous economic models, or any previous form of monetary policies. The Arab countries had thought they held the unit of energy that could influence all transactions world wide. If they hadn’t decided to overplay their hand it may have stayed that way.

Power, and influence over all events could now begin to switch to the central bankers. They could, if they played their hand properly, evolve into the only source of what would become the most important unit of energy. If, during that evolution, they could reduce the number of standardized units of currencies, they could minimize the effort required to influence vast geographical regions. The Euro is that example. The organizations that came to exist, and fill that void, are what have come to be known as Central Banks.

When there are central banks, and that means plural, there must be a central bank for all central banks. That bank exists, and is known as the Bank for International Settlements.

the Bank for International Settlements

This is where there is a nineteen to twenty-one member unelected Board of Directors, possessing a dictatorial influence over every democracy on this planet.


Who are the members of the Bank for International Settlements?

There are sixty member central banks, or monetary authorities of the countries listed below. Before I list the countries, I want to go into a bit of history of the bank.
All of the history I supply about the Bank For International Settlements is from Wikipedia. I do, however, wish to highlight portions of text in a different color, so that I can show some of the most important aspects of how, and who was involved in the creation of the bank, as well, as why is changed radically, from its original charter.

History of the Bank For International Settlements (From Wikipedia’s page):

The BIS was established on May 17, 1930, by an intergovernmental agreement by Germany, Belgium, France, the United Kingdom, Italy, Japan, the United States and Switzerland.

The BIS was originally intended to facilitate reparations imposed on Germany by the Treaty of Versailles after World War I. The need to establish a dedicated institution for this purpose was suggested in 1929 by the Young Committee, and was agreed to in August of that year at a conference at The Hague.

A charter for the bank was drafted at the International Bankers Conference at Baden-Baden in November, and its charter was adopted at a second Hague Conference on January 20, 1930. According to the charter, shares in the bank could be held by individuals and non-governmental entities. The BIS was constituted as having corporate existence in Switzerland on the basis of an agreement with Switzerland acting as headquarters state for the bank. It also enjoyed immunity in all the contracting states.

The evidence had been mounting throughout the war that the BIS had helped the Germans loot assets from occupied countries, including gold rings and other items from labor and prison camp victims. The most notorious incident was the Bank of England’s transfer to the BIS gold looted by the Nazis after their invasion of Czechoslovakia in 1939. The fact that top level German industrialists and advisors sat on the BIS board is ample evidence to understand how the BIS was used by Hitler throughout the war, with the help of American, British and French banks. Between 1933 and 1945 the BIS board of directors included Walther Funk, a prominent Nazi official, and Emil Puhl, as well as Hermann Schmitz, the director of IG Farben and Baron von Schroeder, the owner of the J.H. Stein Bank. 

The Bretton Woods Conference recommended the “liquidation of the Bank for International Settlements at the earliest possible moment”. This resulted in the BIS being the subject of a disagreement between the non-governmental U.S. and British delegations. The liquidation of the bank was supported by other European delegates, as well as the United States (including Harry Dexter White, Secretary of the Treasury, and Henry Morgenthau), but opposed by John Maynard Keynes, head of the British delegation.

Fearing that the BIS would be dissolved by President Franklin Delano Roosevelt, Keynes went to Morgenthau hoping to prevent the dissolution, or have it postponed, but the next day the dissolution of the BIS was approved. However, the liquidation of the bank was never actually undertaken. In April 1945, the new U.S. president Harry S. Truman and the British government suspended the dissolution, and the decision to liquidate the BIS was officially reversed in 1948. 

The BIS was originally owned by both governments and private individuals, but is now wholly owned by BIS members.

Chapter Three will be posted soon.


Episode Four: Birth Of The One Percent is now available

Episode Four: Birth of the One Percent

Episode Four: Birth Of The One Percent,
from the novel – The Survival Guide For The One Percent

This is the episode that provides how critical financial information was sent back to the ancestors of the government project’s programmers.

The programers played along with, and preyed upon their bosses. Their bosses constantly referred to them as Geeks, and inferred they had no knowledge of the real world.

Withstanding the ridicule, from those of superior ranks, the programmers knew, and enjoyed the knowledge that they had changed a vast percentage of reality. They knew that their bosses were there, only due to the programmers design.

The programmers did not know that those chasing them were getting ever closer to finding them. Some of the people they had been able to send back had been caught. Many that had been caught were being tortured. Their captors were determined to close in, and find all involved.

This episode also introduces the third set of players. The programmers were unaware that their actions were not of their own making, or design. They, too, were only a part of a far larger strategy to rewrite human history, prior to the industrial revolution.

A free sample of Episode Four: Birth of the One Percent can be reviewed at the novel’s website:

More information about the episode can be found, together with options to purchase at:

A brief description of the novel: The Survival Guide For The One Percent

logo for The Survival Guide For the One Percent


It has taken centuries of effort for the ultra wealthy to establish, and maintain their positions, within our society. They do not intend to relinquish their status. History has shown that if they perceive their dominance is under threat, there is no physical, or politically defensive measures considered too extreme.

If they hope to maintain their position, essential components, within their structure, must continue to be dominated, and protected.

Above all is their exclusive control over the production of the individual forms of currencies utilized by all industrialized nations. The awareness of the need to own this aspect of a developing world has been known for millennia. Warnings to prevent a small number of individuals from gaining control of this aspect of civilization have roots as far back as the original texts, within the Bible.

This novel proposes alternate histories, and structures were created, and maintained by limited, and temporary members of One Percent. It presents a twist to their existence, by presenting events that suggest they, and their structure were given a nearly instantaneous existence. Early members of this country’s One Percent were individuals of limited knowledge, experience, and talent. Nonetheless, they demonstrated insights regarding this country’s entry into the Industrial Era, and soon thereafter, the United State’s lack of a cohesive banking structure.

They remained inconspicuous, until they began to threaten the status of the existing, and centuries old European banking interests, as well as their equally old One Percent.

This novel presents evidence that the original ultra wealthy, within the United States, were displaced from their positions, soon after they became a threat to their European competitors. As the United States grew technologically, their descendants identified a method to recover, and re-establish their positions. It took over one hundred fifty years before they possessed the means, but the present distribution of wealth, within the US, is demonstrative of their return. Since that date in 2004, no actions have been taken without the use of:

The Survival Guide For The One Percent

So how did they intend to accomplish their return?

They have not yet succeeded. This novel proposes that what we now witness is a work in progress, and the members of the One Percent are in a state of flux. At no time in history have the stakes been higher, nor the motivation greater to displace the members occupying positions, within the One Percent.

United States President Andrew Jackson’s opposition to an organized Second Bank of the United States was the beginning of the displacement, and destruction of the United State’s ultra wealthy. Jackson was correct about the Second Bank of the United States being owned by foreign investors. Those investors primary goal was the destruction of America’s wealthiest individuals, and to insure that all United States assets were under the control of European banks. Andrew Jackson’s programs allegedly put the United States into a deep depression, and the Panic of 1837. Instead of allowing the United States to climb out of its troubles, legislators, secretly in support of Britain, created a new United States Bank.

They succeeded for one hundred sixty seven years. A United States government, nearly indistinguishable from that of today, funded a program utilizing newly discovered technology to attempt to covertly rectify the European dominance. The program’s goals were announced to be related to climate change. They were, however, quite different.

Blend Quantum Mechanics, with the M-Theory (Membrane Theory), and you obtain a door between membranes. Additional research provides the knowledge of how to send information through that door to specific people. The plan was to return the key components to financial success back into the hands of those who were stripped of their previous success.

In their excitement during the design phase, they failed to provide adequate protection from intellectual property theft. If one of the programmers employed to implement the project is watching this research develop, it wouldn’t take too many brains for them to figure out how to use that knowledge to their own advantage. The programmers could provide their own ancestors with the proper times, and the proper places to be, when major discoveries were about to alter industry, and business.

Several programmers did precisely that. They expected to benefit, by being the heirs to the fortunes of the financial dynasties they would create for their families.

The information they provided created what we now refer to as the One Percent, but they are not the same people that previously occupied those positions. The programmers displaced the intended recipients. Instead, men of little to no significance became titans of industry. JD Rockefeller, for example, was the son of an elixir salesman, yet he rose to become the wealthiest man in the United States.

The programmers began to develop unexpected consequences. Some of the new men chosen by the programmers to become the ultra wealthy ignored the insights provided them. They became pawns of the original program designers. They began to implement schemes to repeatedly crash economies.

The programmers were unaware they were not alone in manipulating histories. F Augustus Heinze became the pawn of those who intended to install the original projects chosen individuals. He was taught how to manipulate banking laws, and currency values, and precipitated the panic of 1907. This event changed political moods, and allowed for a vote to form the Federal Reserve System, within the U.S., and eventually what we have today, within every industrialized country.

Every criminal expects that they are smart enough to get away with their crime. These programmers expected their ancestors to be grateful, and to enrich their descendants. It didn’t turn out that way. Their ancestors decided to hide their trail, and deny any involvement with special insight.

Episode One provides the basics of how all of this came to begin. Subsequent episodes of the novel are about the chase of those involved, their attempts to retain the new history they created, and their attempts to escape their well deserved payback.

This novel is about the hunt, and the payback. The New One Percent, as well as the programmers, are being pursued, within their new histories, as well as the old. It’s the story of how the war we’re all now witnessing, between most of the ultra wealthy, came to begin. As you read each episode, you will need to decide if what you see about you is real, or manipulated. The events of 2008 were not created by the fools placed in front of media cameras.


Episode Three: Special Varieties Of Hell


Episode Three: Special Varieties Of Hell,
from the novel – The Survival Guide For The One Percent

I haven’t been subtle, when I describe this novel as one involving Payback. The survival guide is not for one of us trying to survive the negative impacts of the One Percent, upon our lives. It is about the need for the One Percent surviving their new, and long overdue need to fight for their own survival. Their need to survive includes the punishment that will be inflicted upon them, when they are found, and detained.

This episode introduces new major players in a world created by design, and blunder. This episode also begins to show where the novel is going to take the readers. The first chapter, which you may read fully, within the sample provided, introduces the players that are chasing the creators of the era of The One Percent. The punishments imposed upon them are not only comparable to injuries they inflicted upon others, they are specific to the worst examples others were forced to endure.

If you, as a potential reader, are familiar with the theory of Physics called “Multi-Universe”, you’re not going to have any trouble with any of this novel’s presumptions of reality. If you’re not familiar with it, I would like to recommend a PBS’s Nova programs about The Fabric of the Cosmos . You can watch the entire series on it, or just the one that provides a basic, but terrific explanation of it.

If it is true, and I think they have plenty of evidence that simply can’t be ignored, then we are again having a Hubble Deep Field revelation moment, about our universe. The Hubble Deep Field expanded our understanding of the size of our universe, and showed us it was an amazingly one hundred billion times larger than we previously thought. The Multi-Universe Theory makes the Hubble Deep Field revelation seem small.

I hope you watch the program.

Here is an explanation of the program from the PBS-Nova web site:

Program Description:

“The Fabric of the Cosmos,” a four-hour series based on the book by renowned physicist and author Brian Greene, takes us to the frontiers of physics to see how scientists are piecing together the most complete picture yet of space, time, and the universe. With each step, audiences will discover that just beneath the surface of our everyday experience lies a world we would hardly recognize. It is a startling world far stranger and more wondrous than anyone expected.

Back to the contents of Episode Three, and where its going:

After reading a non-fiction book detailing how our species has inflicted unmerciful, and despotic injury upon countless of us, you may have wondered how we could have let it happen. Some of the worst occurred only within the last hundred years.

You have likely heard to saying: The War To End All Wars. That was the description of WWI, yet only twenty years later, another world war had begun.

If during your contemplation of how these things could happen, you should turn to another old saying: Follow The Money. Hitler had bankers. He also had individuals funding his rise, and his war machine.

Here is a thought I hope you might spend some time considering: Where in the world did Hitler obtain the astronomical quantities of money to fund the Third Reich’s war machine?

Hitler had bankers. He had bankers willing to provide him funds, because they thought he could win. Here is the second problem: The quantities of money required to fund his war grew to be far greater than that sitting within the vaults of all the banks on the planet. Regardless, the funds continued to arrive.

After the Nazis lost the Battle of Britain, and Goering’s Luftwaffe was decimated, Hitler was no longer a good bet. The bankers despaired only briefly. After all, there are other nations involved in the war, and they could be an even better bet. “Nobody is going to care that we have been creating money out of thin air.”, they thought. “They aren’t going to ask too many questions about where the money they need will be coming from.”

Even though they continue today creating astronomically large quantities of funds, and the creation of those funds costs no more than pressing a few buttons on a computer keyboard, they want their illusionary funds returned in a form derived from real labor, and with interest.

These people are my One Percent, as are those that start costly wars. They borrow money from loan sharks operating on a global level, while knowing these unscrupulous despots expect to be paid back. The costs of those wars are so large that repayment may take many generations. The financial cost is minor, when compared with the cost repaid in grief, by those who lost sons, daughters, husbands, and wives.

The twenty-first century has already spent untold trillions on more wars, as well as bailing out the same banks that destroyed the strength of nations. They will all be long dead, before the next several generations are finished repaying the debt.

These are my One Percent.

This novel is about them. It is about well deserved payback. It’s about why they are in need of: “The Survival Guide For The One Percent”.

The punishment awaiting those responsible might provide some degree of solace, for all those that lost personal assets to the merciless financial services industries.

As the old saying goes, Payback is a bitch. My novel provides it.

Description of Episode One: Where History Can Be Hacked


Episode One: Where History Can Be Hacked – From the novel: The Survival Guide For The One Percent

Episode One frames the how, and where everything begins to occur. The development of an ultra wealthy One Percent began, because a combined NASA/NOAA program enlightens a limited number of people to a new twist in the laws of physics.

Computer programmers, under the employ of the United States government, identify a method to provide their ancestors with information related to the coming industrial revolution.

Their goal was to build the wealth of their ancestors, so that, by their own time, their families would have become financial dynasties. Their plan succeeds, save for certain unreasonable assumptions.

They ignored that power tends to corrupt, and absolute power corrupts absolutely. The era of the One Percent begins, but the descendants of those that had benefited will not inherit wealth. In fact, those that benefited are determined to not be identified as frauds.

The subsequent episodes of the novel are about the chase of those involved, their attempts to retain the new history they created, and their attempts to escape their well deserved payback. It’s a list, and a method of how the war we seem to be witnessing, between most of the seriously wealthy, came to begin.

A brief description of Episode One: Where History Can Be Hacked A NASA, and NOAA sponsored project goes awry, and inadvertently creates a revised history of the world.

The original goal of the experiment was sold as a benign investigation into the history of climate changes. Instead, corrupt intelligence officers overseeing the project had covertly ordered select programmers to supply their ancestors with the knowledge of how to profit financially, during the era of the industrial revolution.

The ancestors of these corrupt intelligence officers, as well as those of their programers, became the financial titans of that era. Over subsequent generations, their wealth escalated to a point where they became known as the One Percent. Project managers retained a knowledge of the programmers previous stations in life, and became suspicious their instantaneous wealth might have been created by the project.

Project managers, and programmers fought to preserve their preferred histories. Continuous attempts to reshape the past created a sequence of rapidly altered histories. Within only days of repeated revisions to history, little was left of the project’s facility, or the programmers computer terminals.

The product of their battling was a new unrecognizable history. A new non-industrial society had replaced all previous versions of history. The Medieval period in Europe remained for centuries. The Renaissance, and the Age of Discovery never took place. Instead, it evolved into a force of law governed through Medieval, and Papal Inquisitions. 

Description of Episode Two: Reformation

ep2-full cover-700

Their vessel is known as the Gallatin. The rigors of their mission, and an unexpected confrontational encounter with a vessel of identical design, had left it with few instruments useful for navigation. The attacks upon them had demonstrated that the program’s original goals had been abandoned. The team’s survival instructor had successfully trained three of the crewmembers, and they helped save the lives of all who remained. The crew’s continued survival was, nonetheless, still in jeopardy.

The new ranking officer had suggested the crew split up into two groups. Each group would return to facilities associated with their launch. One group would head west, and one east.

Utilizing the shuttle from the Gallatin, half of the remaining crew returned to what they believed to be the site of Edwards Air Force Base; their point of departure. It no longer existed. They turned east to reunite with the other crew, but as they passed over the central plains of the United States, they encountered a herd of buffalo they estimated to be in excess of two hundred thousand. The survival officer was pleased by the sight of an inexhaustible source of protein, but he also became suspicious that time had not been adequate for the return of herds that large. He demanded they reverse course to a location that could help confirm the year.

They visited a geological formation that might help them tell time. The dates of major volcanic eruptions were well known, and a major eruption had occurred in the late twentieth century. The sight of the volcano stunned the crewmembers.

The other crew thought they had found the site of Cape Canaveral, but it, nor any modern facilities existed. Struggling for some kind of answer, the crew of the Gallatin were first to arrive at a location they were certain to be Washington D.C. All that existed were expansive wetlands.

Crewmembers had agreed upon Washington D.C. as the site to reunite. Before the other crew could arrive, another disturbing fact would become clear. The twentieth century Solutrean hypothesis suggested that European migration to the Americas occurred long before Columbus. The hypothesis would prove to be correct. The crew had been looking for modern structures, and had missed the more primitive settlements. They had inadvertently set down within less than a kilometer from a Celtic encampment.

The skills of the survival officer were needed, but he was with the other crew, and over two thousand kilometers away.

Video Description of Episode One: Where History Can Be Hacked

This is a short video promo for Episode One: Where History Can Be Hacked, from the novel “The Survival Guide For The One Percent.

You may also go to: the website for the novel.